One of the major challenges in Iran’s financial system is managing liquidity growth while securing funding for developmental projects and increasing production. This issue, along with concerns over delayed financial injections to small- and medium-sized enterprises (SMEs), has repeatedly been highlighted as a key concern by the Leader.

The Leader previously emphasized that reducing and halting liquidity growth is the right policy, acknowledging that government efforts in this regard have been somewhat effective. However, he noted that restrictions on bank allocations should not negatively impact SMEs.

 Mobilizing funds for productive projects 

One solution to this challenge is financing through existing resources, pooling them to support productive projects. Real investment in production and development not only has long-term economic benefits but also increases the supply of goods and eases inflationary pressures.

To this end, the Oil Industry Research and Technology Fund, as a specialized financial institution in the sector, will unveil the Beta financing package (Powered by Iran) at the Investment and Development in Iran’s Upstream Oil and Gas event. The package aims to support investors in upstream oil and gas development.

Leveraging managed oil industry funds up to fivefold, the package will facilitate financing for projects and SMEs in Iran’s oil sector through public capital. It includes two key instruments:

1. PetroCrowd – The first specialized crowdfunding platform for Iran’s oil industry:

   - Operates under the supervision of Iran’s Over-the-Counter (OTC) market.

   - Focuses on microfinancing by attracting funds from oil industry stakeholders.

   - Streamlines and accelerates financing for oil sector projects.

2. Special Oil Investment Deposit Certificates:

   - Utilized within the national banking network for medium-scale financing.

   - Offers simplified issuance processes, required guarantees, and preferential fee rates through resource leveraging agreements with banks.

Eligibility, application

Companies with the financial and credit capacity to participate in the investment packages may submit requests to the Oil Industry Research and Technology Fund to access these financial instruments, with funding available up to 500 billion rials.